ShareTweetShareI am in the midst of a gift-giving season.
My gift-planning committee has decided to give out a large, open-ended gift to each of my four children.
One of them is already in the process of buying her own gift cards, and another has already ordered one of the gift cards from my office.
The other three are just in the planning stages, and so far, I’ve given away $10,000 worth of gifts.
The good news is that all of these gifts have been worth something, and all of them are worth something.
My three children (the youngest, who is nine, is still very young, but her gift of the $10K gift card was worth about $200 at the time of writing this post.)
They are also getting a lot of fun stuff.
The bad news is, there is no such thing as a perfect gift.
You’ll always be tempted to give away too much of your personal money.
And even if you’re willing to give a gift away for a few years, the amount of money you’ll need to repay will be astronomical.
I have a good friend whose gift-gift plan was originally going to be $3,000.
Now she’s given away her entire $6,000 budget, and she has saved $400 for two years worth of expenses.
And she’s still paying for the groceries, the rent, the child care, the gas and the cable bill, the car payment, the mortgage, the credit cards, the insurance and the utilities.
She’s saving so much that she’s able to pay for the rest of her life’s expenses.
But she’s not done yet.
The next year, she’s giving away a total of $1,600 worth of items.
She said she has a hard time giving away the stuff she wants because it doesn’t make much sense.
She has to make up for the money she didn’t use.
She knows she has to buy the furniture she wants, but she wants a different type of furniture, not the same type of one she’s used.
I don’t have any money left for that, so I’m going to keep saving, and the more I do, the more the money I have left will be.
So my gift-buying plan has changed, but I’m still going to use all of my money.
I’ll give away the items I can afford and give away what I have no use for.
And I’ll keep saving the more things I can save.
When you’re in a gift shopping slump, it’s good to have some good news: If you do end up having a lot in your bank account, your gift-card savings will be much bigger than the $1K gift cards you’re saving right now.
If you can afford it, the money you can save is likely going to go a long way toward helping you live better and happier.
For example, you can buy a $200 car loan or a $600 house mortgage on your credit card.
That’s $200 in the bank, and it could save you $300 a year.
Plus, you’ll have more money to spend on other things.
Plus you’ll be saving money on health insurance, retirement savings, student loans, and other necessities.
The biggest gift-cards you’ll ever need to buy are the ones with interest rates of 5%, 10% or 15%.
If you don’t know what that is, here are the top 10 interest-rate-paying gift cards that have been approved by credit-card companies:If you have a lot going on, you might be tempted by the idea of giving away gift cards to people who don’t qualify for a gift card.
But, like any other gift, you want to do it with your best interests in mind.
You may be tempted, for example, to give someone a $1M gift card or to give them a $10 million gift card in exchange for them paying off your mortgage.
That is not the right decision.
You should be thinking of your gift as an investment.
The more you give away, the less you have to pay back.
You don’t want to spend your gift card on things that you’ll never use.
And when you give a large amount of your savings away, it will be harder for the person to pay off their mortgage or retire.
So if you can’t afford to buy something that will be worth it in the long run, you may be better off giving away less money.
When I first heard about the Amazon gift-registry, I was very excited.
Amazon is the world’s largest online retailer, and its $2.9 trillion annual sales generate about $400 billion for Amazon.
Its products include video games, music, appliances, clothes, toys and more.
Amazon has a huge list of gifts, and there are gift cards for